Commercial Insurance

General Liability Insurance

Designed to protect business owners and operators from a wide variety of liability exposures. Exposures could include liability arising from accidents resulting from the insured’s premises or operations, products sold by the insured, operations completed by the insured, & contractual liability. It protects you from a variety of claims including bodily injury, property damage, & others that can arise from business operations.

Commercial Auto Insurance

Helps to ensure the driver’s safety when operating behind the wheel of a business’s vehicles. A Business Auto Policy is added to a Commercial Property & Liability Policy in order to protect an insured from bodily injury, property damage and physical damage arising out of the operation, maintenance or use of an auto used for business or commercial purposes Autos covered can be either owned, leased, hired or non-owned.

Workman's Compensation

Insures your employees against on-the-job injuries. Most states have put into place some form of workers’ compensation system. Workers’ compensation is a system where the employee is not allowed by statute to sue their employer for on-the-job injuries; but, in return, the employer must participate in a system that provides nearly automatic payment to the employee in case of injury for medical bills and damages.

Commercial Umbrella Policy

Coverage for losses above the limit of an underlying policy or policies such as homeowners and auto insurance. While it applies to losses over the dollar amount in the underlying policies, terms of coverage are sometimes broader than those of underlying policies. Commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.

Business Owners Policy (BOP)

A Business Owner’s Policy is a packaged policy of insurance products that usually includes property and casualty, liability, and a business interruption policy. The Business Owners Policy is targeted towards small and medium sized businesses with well-defined risk. The Business Owners Policy is sold by many business insurers and generally has cheaper premiums than if the policies were purchased separately.

Employment Practices Liability Insurance

“EPLI” Covers certain employment-related claims made by employees. EPLI coverage generally covers Wrongful Discharge, Workplace Harassment, Discrimination, Reputation Claims (Defamation of Character) & more. EPLI policies generally exclude (OSHA) Violations, (COBRA) Violations, (ERISA) Violations, State Employment Law Violations, Punitive Damages.

Why Circle Business Insurance is the Best

Circle Business Insurance will help you find the best coverage, rates and savings available.

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Insurance Services

Business Insurance

Circle Business has been writing small to large businesses in MA for over 25 years. We provide a wide range of coverage’s and have access to over 20 companies locally and nationally. This allows us to find you the broadest coverage at the lowest price. As a client of Circle Business you will always be able to speak to a live representative during normal business hours. Please take a minute to fill out the quote page and a qualified representative will call and assist you.

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Auto & Home Insurance

Circle Insurance has been providing valuable personal lines coverage for over twenty years. We represent both local and national insurance companies to provide our clients with a variety of options to insure and protect their personal assets. Circle Insurance takes pride in our outstanding customer service and the relationships we build with our clients. We accomplish this by taking the time to understand our individual client’s needs and place them with appropriate protection at a competitive price.

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Life & Finance

Circle Financial Services was incorporated in 2002 as an extension of services to our valued clients.  We work with families, individuals, and business owners to help manage and protect their financial assets. Circle Financial uses an educational based approach to create customized financial and protection plans.  We want to inform you of your choices, educate you on the available products, and let you determine your own path.  We believe in treating each and every client as an individual in order to best achieve your personal goals.

Consultations are always free of charge. 

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